Fairview Lending is one of the top local construction lending companies in SWFL based on Client Google Reviews. Free Construction Mortgage consultation 239-829-1543.
Fairview can walk you through the financing steps of a construction loan and how the draw process works. Fairview Lending has a one time close option. https://mortgagefloridahome.com/
At Lauren Homes, we know financing is often the first step in building your dream home. That’s why we partner with our sister company, Fairview Lending Inc. – one of the top local construction lenders in Cape Coral, Fort Myers, and all of Lee County.
Why Choose Fairview Lending?
- Free Pre-Approval – no cost, no obligation.
- Trusted Locally – recognized by top Cape Coral & Fort Myers builders.
- Low Down Payment Options – USDA, VA, FHA, conventional and second-home construction loan programs. Down payment requirements vary by program and by borrower; Fairview Lending can tell you what applies to you.
- Flexible Programs – if you decide to purchase a resale instead of building, your pre-approval can be converted at no cost.
Land or No Land – We’ve Got You Covered
- Already own a lot? Your land equity can count toward your down payment.
- Still searching? Our vacant lot specialists can help you find and secure the perfect homesite.
With construction loans tailored for on-your-lot building in Southwest Florida, Fairview Lending makes the financing process simple, stress-free, and designed around your best scenario.
📞 Call Fairview Lending today at (239) 829-1543 or visit FairviewLends.com to get started with your free pre-approval.
Why should I get pre-approved before I talk to a Cape Coral or Fort Myers home builder?
A construction loan pre-approval gives you clarity on your budget and financing options before you start meeting with builders in Southwest Florida. It helps you compare new home builders with confidence and positions you as a serious buyer.
Can I use the equity in my Cape Coral lot or Fort Myers land as part of my down payment?
Yes! If you already own land in Southwest Florida, Fairview Lending can use your lot equity toward your down payment. This makes building a new home in Cape Coral or Fort Myers more affordable by reducing your out-of-pocket expenses.
What if I decide not to build a new home and instead purchase a resale property?
Fairview Lending makes it easy—your construction loan pre-approval can be converted into a traditional mortgage pre-approval at no cost, whether you’re buying a resale home in Cape Coral, Fort Myers, or anywhere in Lee County.
Do you offer financing for second homes or seasonal rentals in Cape Coral and Fort Myers?
Yes, Fairview Lending specializes in flexible loan options for second homes, seasonal homes, and investment properties throughout Southwest Florida. Many buyers choose to offset costs by renting their Cape Coral or Fort Myers property part-time.
How much down payment do I need for a construction loan in Southwest Florida?
Down payment requirements depend on the loan program and your qualifications. USDA, VA, FHA, conventional and second-home construction loans each have different requirements, and if you already own your lot, your land equity may count toward the down payment. Fairview Lending can tell you exactly what applies to your situation.
Can I finance a new home in Cape Coral that I plan to use as a short-term rental?
Yes, Fairview Lending works with both annual and seasonal rental financing. Many Southwest Florida buyers build new homes with the intention of offsetting their second-home costs through Cape Coral or Fort Myers rental income.
How long does the construction financing process take in Lee County, Florida?
Pre-approvals with Fairview Lending can often be completed within 24–48 hours. The full construction loan process depends on factors such as lot ownership, permitting in Cape Coral or Fort Myers, and your home design—but our team makes the process simple and stress-free.
Affiliated Business Arrangement Disclosure
Lauren Homes, Inc. and Fairview Lending Inc are affiliated companies under common ownership. Because of this relationship, referring you to Fairview Lending may provide Lauren Homes and its owners a financial or other benefit.
You are NOT required to use Fairview Lending as a condition of building a home with Lauren Homes, or of buying a lot or home from Lauren Homes. Your price with Lauren Homes does not depend on which lender you use.
There are frequently other lenders available with similar services. You are free to shop around to make sure you are receiving the best services and the best rate. If you are referred to Fairview Lending, you will receive a written Affiliated Business Arrangement Disclosure Statement, including an estimate of Fairview Lending’s charges, at or before the time of referral. No one is paid a fee for referring you. See all of our affiliated business relationships.
Fairview Lending Inc · NMLS #230610 (NMLS Consumer Access) · 1425 Del Prado Blvd S, Cape Coral, FL 33990 · Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, income and asset verification, appraisal, property eligibility and program guidelines, which may change without notice. Not all applicants will qualify. Lauren Homes, Inc. (CRC1331621) is a home builder and does not make loans or offer mortgage advice; all loan terms are provided by the lender.